If you were to describe the year 2020 in one word, what would it be and why? It seems like we had just celebrated the new year a few months ago and now, we’re almost at the end of the year! No one saw it coming but here we are today welcoming the ber-months on our way. Whether you believe me or not, we already have our Christmas figurines displayed all over our office today.
For the past few months, we have been spending most of our days staying at home more than usual. Not because we merely wanted to, but because it is what we deemed as necessary to protect ourselves and our loved ones from getting sick. The current COVID-19 outbreak situation in our country brought many changes that have greatly affected our daily way of living, especially for other people who even cost them their job which is their main source of income. And unfortunately, most of them were not financially prepared for what’s about to come in the coming months. Until now, the world continues to experience a prolonged period of uncertainty and unrest. And it seems like it’s still a long, long way to go for all of us to recover from this crisis.
Question is, how are we going to spend the remaining four months of the year? There might be a lot of opportunities missed right now because of the pandemic. But just like what a famous quote goes, if an opportunity doesn’t knock, go build a door.
Invest in yourself
Isn’t it ironic how we used to complain before how life’s so busy that we wish to just lock ourselves at home? Well, we have to be careful about what we’re wishing for next time, because it might just come true. But since we’re in that current state already, why not make use of the time we have staying at home by investing in ourselves?
Being stuck at home is probably the best time to discover your new hobby and develop new skills. Many people have shared stories of how they found their new hobbies because they got time to spare at home. It can happen to you, too! Anyway, there are a lot of good resources and informational sites you can use online. Read a book or article, you can never go wrong with learning new vocabulary and gaining new knowledge from it. Try a new recipe you saw on YouTube, we’re lucky these days for the tons of free tutorials and demos we can watch for free. Later on, you can utilize these for opening doors to new possibilities and business opportunities in the future.sou
Invest in your physical and mental health
During these crucial times, there’s nothing more important than looking after our physical and mental health. Get enough rest, sleep on time, eat healthy diets, exercise regularly, stay at home as much as possible, and wear face masks when you have to go out. But we should also not forget to watch out for our mental health, it is as important as our physical health. Do what makes you happy. Binge-watch your favorite movies/series, listen to your favorite artists’ music, write your personal journal, order the food you’re craving, play and cuddle with your furbabies, share meals with your family, chat with your long-distance friends online, or click that “Add to Cart” button on your online shopping app. Don’t be too hard on yourself, you deserve to make yourself happy and feel loved, too.
Invest in your future
While you have all the time to yourself at home, research the vast investment opportunities available. Find out what’s best for you depending on your current savings and monthly expenses. Invest early while you are young, so later on, you won’t have to worry too much about losing one source of income as you have a back-up in your stream of income. For short-term investments, for example, you can venture into investing in insurances, stocks, or mutual funds. They usually take more or less 5 years and require a lesser amount of money for your capital.
However, if you’re looking into long-term investments that promise a high return on investment in a few year’s time, real estate might be the best option for you. After all, a house and lot unit is a tangible asset that can provide both capital growth and steady income. Aside from the fact that the value of your house and lot property gradually increases over time, you can make use of your own unit for your rental business that can provide you a stable source of cash flow. Just don’t forget to do thorough research before investing your hard-earned money, especially that it’s going to require a larger amount of capital. It’s always better to choose a trusted developer like Lessandra, an affordable housing brand under Vista Land. Lessandra Homes offers flexible payment schemes such as bank financing and in-house financing options, making it easier to own a house and lot property with a longer down payment period and lower monthly amortization.
The past few months may have been challenging and tantalizing for most of us. But still, we managed to welcome every new month with optimism and hope. As for me, I will keep moving forward with a positive mindset that this, too, shall pass. What I can do for now is to seize each day and cherish every moment with the ones who matter most to me. No one knows how things will turn out by the end of the year, so let’s make every day count.
So how about you? How are you going to seize the remaining four months of 2020?